Financial Advisor

Life Insurance

Life insurance can be an important part of an individual’s financial plan. It provides the resources to cover expenses for surviving family members of the insured for such things as college, mortgage payments, car loans and everyday expenditures.

There are many options when choosing life insurance. For example, there are different type of policies such as term, whole life, and universal. Further, these policies can be customized to individual needs by including riders that add guarantees and enhanced coverages such as disability provisions and long term care.

Life insurance can be used for more complicated purposes such as tax planning and buy-sell agreements between business owners.

Kerr Financial Group can help you understand the nuances and necessary decisions to match you with the best insurance coverage for your situation.